uob personal banking
uob personal banking
Blog Article
UOB Financial institution offers several different private banking expert services designed to meet the economic demands of people. Underneath is an intensive overview that will help you realize The crucial element areas and choices.
Sorts of Accounts
Price savings Account: This account helps you to save money while earning desire.
Characteristics: Quick access, interest earnings, minimal service fees.
Added benefits: Safe and sound place for your funds, opportunity expansion by way of curiosity.
Current Account: Perfect for day-to-day transactions and handling expenses.
Options: Checkbook facility, overdraft defense.
Advantages: Effortless for regular payments and withdrawals.
Fixed Deposit Account: For the people trying to earn better curiosity fees in excess of a hard and fast time period.
Features: Fastened term deposits, increased interest costs in comparison to discounts accounts.
Advantages: Safe investment selection with predictable returns.
Financial loans
Individual Loans: Unsecured financial loans which might be utilized for a variety of purposes like schooling or household renovation.
Types:
Installment Loans
Credit score Traces
Added benefits: Adaptable repayment terms, competitive interest charges.
Household Financial loans: Personalized solutions for buying house or refinancing current mortgages.
Sorts:
Fastened Amount Dwelling Loan
Floating Rate House Mortgage
Positive aspects: Diverse options to go well with particular person requires, interesting fees.
Bank cards
UOB presents a range of bank cards catering to distinctive existence and paying out practices:
Rewards Cards: Get paid factors on every single click here obtain which can be redeemed for items or journey miles.
Cashback Cards: Get hard cash rebates on day-to-day shelling out including groceries and dining out.
Journey Cards: Distinctive Added benefits like air miles accumulation and journey insurance protection.
Investment decision Solutions
For people considering expanding their prosperity via investments:
Device Trusts * Diversified portfolio managed by experts. * Well suited for prolonged-term progress objectives.
Structured Deposits * Combines the options of classic deposits with expense solutions. * Possibly increased returns but with a few threat included.
Insurance coverage Solutions
To protect oneself and Your loved ones against unforeseen activities:
Everyday living Insurance coverage * Supplies economical security in case of Loss of life or essential health issues. * Can also serve as a cost savings Resource depending upon the policy selected.
Wellness Insurance policies * Addresses clinical fees together with hospitalization costs. * Important for mitigating high Health care prices.
Electronic Banking Expert services
Advantage at your fingertips as a result of electronic platforms:
Net Banking
Means that you can take care of your finances on the internet:
See account balances and transaction background
Transfer resources concerning accounts or fork out costs
Make an application for new goods (financial loans/charge cards)
Mobile Banking
Banking on-the-go by using cellular apps:
Quick harmony checks
Mobile payment options (QR code payments)
Notifications & alerts about account exercise
With these comprehensive choices, UOB aims to provide individualized banking remedies that cater particularly to individual necessities although making sure usefulness and security in all transactions.